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BlogArizona.com - the ORIGINAL Arizona Real Estate Blog
BlogArizona.com offers discussions on a wide variety of subjects, but focuses on Arizona and real estate.  The articles  posted here are contributed by various working professionals.  Their insights and experiences will inform, educate, challenge and entertain our readers week after week.  Some of the best reading on blogs often comes from reader Comments!  We encourage you to use the 'Comments' feature to join discussions and interact with both our Contributors, and our other readers.  We do require that you first review and accept our 'Comment Rules' in order to preserve the quality and integrity of this blog.  Also be aware that all visitors are subject to our Terms of Use.

We put the 'REAL' back in real estate!

BlogArizona Category: Technology & Computers

This page contains all BlogArizona posts related to Technology & Computers.   Read a specific post by clicking on a title below, or scroll further down the page to read through all posts in this category.

  • Beware of Red Light Camera at Gilbert & McKellips in Mesa!
  • AZ Real Estate Blog has its Perks!
  • AZ Real Estate Blogs & Bubble Bursters
  • HouseFront Offers Home Values by Text Message
  • Zillow vs. Arizona Board of Appraisal
  • BlogArizona.com Welcomes the Arizona Mortgage Guru!
  • BlogArizona.com Among Top Real Estate Blogs
  • Real Estate Professionals Get Scammed Too
  • Small Business Links & Resources for Entrepreneurs
  • Another New Real Estate Website - Trulia.com
  • Mesa Adds Several New Traffic Cameras
  • Real Estate Professionals & Small Business Owners - Can You Afford to Print in Color?
  • Arizona Traffic School is Educational, But Not Fun!
  • The Arizona Real Estate Market According To Zillow.com
  • Beware of Online Property Valuations Like Zillow.com
  • Receive New Arizona Real Estate Listings As Soon As They Hit MLS!
  • Tempe Goes Wireless
  • Cell Phones and the Do Not Call Registry
  • Tucson High School Issues Laptops, Not Textbooks
  • Official Launch of BlogArizona.com!
  • BlogArizona.com Listed Among Top RSS Feeds
  • New Google Feature May Affect Real Estate Websites
  • Add Your Company Name & Logo to a Product in BlogArizona.com's Online Store!
  • Welcome to the blogosphere!



  • Saturday, March 29, 2008

    Beware of Red Light Camera at Gilbert & McKellips in Mesa!

    A couple years ago when I had to go to driving school, I was told the cameras in intersections can catch you either speeding or running a red light.  Some are set for red-light only while others are set for speed.  But the cameras are all the same, it just depends on how they're programmed. 

    Well apparently, the red light running camera at Gilbert and McKellips in Mesa has recently been re-programmed to catch speeders too.  Don't ask me how I know this!  :(

    Photo radar ticket at the intersection of Gilbert & McKellips in Mesa, AZI live just a few miles east of this intersection and drive through it quite frequently since it's between my house and my office.  For those readers who are lucky enough to have never seen a photo radar ticket, I've posted one of the pretty pictures the City of Mesa was nice enough to send me (with the speed removed to protect the innocent, of course!).  They say you have to be going at least 11 MPH over the speed limit to get your picture taken for a speed violation.

    Considering the fees they're charging for speeding tickets these days, I don't know how the City of Mesa is losing money on the photo radar program.  Perhaps this recent re-programming of cameras is an attempt to get a better return on Mesa's investment.  Obviously, I have mixed feelings about that!  As a Mesa resident and taxpayer, of course I want the city to keep the roads safe, and I want them to maximize the return on investment when they spend taxpayers money...but not at my expense!

    If you're wondering where other Mesa traffic cameras are located, the City of Mesa's website lists all the intersections with red light cameras, along with the locations of Mesa's photo radar vans.  Also, here's some more info on Arizona photo radar tickets.

    Remember, slow down at the intersection of Gilbert & McKellips and drive safe!  :)

    Related Articles you may also find interesting:
    Scottsdale, Arizona Traffic Cameras (February 2007)
    Mesa Adds Several New Traffic Cameras (April 2006)
    Arizona Traffic School is Educational, But Not Fun! (March 2006)

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on March 29, 2008 | Permalink | Comments (9) | TrackBack

    Wednesday, November 07, 2007

    AZ Real Estate Blog has its Perks!

    Okay, I'll tell you up front that this post has absolutely nothing to do with Arizona or real estate.  And in 2008 Dodge Grand Caravan - click to view more pictures!the spirit of full disclosure, I was asked to write this post but it's all my opinion and I was not paid.  Well...I did get the free use of a $40,000+ vehicle for a week!

    Dodge and Matchstick are doing a 'word of mouth' marketing campaign for the 2008 Dodge Grand Caravan.  They selected fifty "influential moms" in the Phoenix area to test drive a fully loaded 2008 Dodge Grand Caravan for a week (and I mean FULLY loaded!).  I'm not sure how I qualified as an "influential mom" when my own kids won't even listen to me.  But for a free tank of gas and the opportunity to put a week's worth of mileage on someone else's vehicle, I'll let Dodge think whatever they want!

    So they brought me a brand new, fully loaded 2008 Dodge Grand Caravan all gassed up and ready to go.  It had just under 500 miles on it when delivered (luckily it was past the break-in period so I could really test drive it!).  I got to keep it for a week, and they encouraged me to drive it as much as possible.  They even said I could let other people take it for a day or so (as long as they were 21 years old with a valid AZ driver's license).  It was fully insured by Dodge's insurance, not mine.  They showed me how to use all the features and gave me a list of phone numbers to call in case I had any questions or problems (of course it came complete with roadside assistance).  They even left me a camera to take pictures of my adventures, and a list of games for kids to play in the car!  All they asked is that I write a blog post about my experience afterwards.  As a business owner myself, I have to give Dodge a great deal of credit.  Asking me to write about my experience before they knew whether it was a good or bad experience was pretty gutsy.  They're obviously very confident they have a great product.

    And why wouldn't they be confident.  This van has everything you can think of.  It has all the usual goodies - AM/FM stereo with CD, cruise control, tilt wheel, 3-zone AC/heater, alarm with door remote.  And of course it has power everything - you can even open the back (hatchback) door and two side sliding doors with the alarm remote, or by using buttons located inside the van.  You can also use the remote to start the van from a distance, to get it warmed up or cooled off ahead of time.  From the driver's seat, I have complete control over every door, every window and basically every feature in the van.  It has an awesome sound system, satellite radio, satellite TV, GPS navigation with voice recognition, two DVD/CD players and two TVs (both with video game hookups and wireless headsets), rear back-up video camera, a touch screen console, and my teenager's favorite feature - it's IPOD compatible! (complete with USB port for downloading music and pictures to the vehicle's 20GB hard drive).  There are music controls on the side of the steering wheel, which makes it easy to change the song or turn up the volume without taking your eyes off the road.  The power seats adjust in every way possible. It has sliding doors on both sides, which is much more convenient than the traditional vans that just have a sliding door on one side.  It even has good drink holders!  One feature that I hadn't seen before which is pretty cool is the power adjustable foot pedals.  That's right, not only can you adjust the seat, but if you have longer or shorter legs than usual, you can move the foot pedals back or forward to allow total comfort while driving.

    And speaking of driving, this van drives great.  Of course, most new vehicles drive great.  But this van doesn't feel like a van at all.  It handles like a much sportier vehicle.  It corners well and has more than adequate get-up-n-go.  In fact, my husband and I bet on the engine size.  I said it must have a V8 as quick as it is, but he said it probably has a V6.  I lost that bet - it's a very fast V6.  I can't really comment on the gas mileage since I drove it like I stole it (just kidding Dodge!).  Actually, I don't know how big the gas tank is, but the computer readout on the dashboard said I was averaging 14.2 miles per gallon.  This van also has a very nice turning radius.  It's very easy to park even in somewhat tight spaces, and it can make a U-turn just about anywhere.  I really enjoyed driving it.

    But anybody who wants to impress me with a car definitely has their work cut out for them.  Since I spend quite a bit of time in my car, I'm accustomed to driving some pretty decent vehicles.  To be fair to Dodge, I should give a little background information about the vehicles to which I was comparing this van.  I currently drive a newer model Lexus SUV, and sometimes I drive my company's Hummer for business purposes.  My last car was a new BMW 528i.  Before that I had a lightly used BMW 525i.  Before that, I had a lightly used Nissan Maxima.  Not only do I generally buy foreign cars, but I've also never really considered myself a minivan type person (although I would consider a van, and I did drive a Toyota minivan several years ago).  My husband, on the other hand, has always driven a truck and Dodge is his favorite.  We've owned several Chevrolets and Dodges, and the Dodge trucks we've owned have always been more comfortable and more reliable than Chevrolet trucks.

    But the new Dodge Grand Caravan takes comfort to a totally different level.  In fact, if I had to summarize the Dodge Grand Caravan in 2 words, they would be: comfortable and functional.  It's not just the features that make this van great, but the way in which they're organized.  It has two captain's chairs in the middle row, and a 3-seat bench in the back (all leather and power, of course).  The middle and back row seats can be re-arranged in every which way possible.  You can turn them towards each other and put a table (included) in between (so it's kind of like sitting in a booth in back).  You can fold & stow away the third row of seats, or I think you can even take them out altogether to haul stuff (but I didn't try).  You can even reverse the third row seat so that it faces backward for tail-gating.  There are lights and AC vents for each passenger, so everybody can get comfortable.  There are even several regular 110V outlets like in your house.  So the teenage daughter can finish curling her hair on the way if you're running late!  Each window has a sunscreen that you can pull up to block the sun (very necessary in Arizona - my kids loved that feature).  When not in use, they retract back into the door where they aren't really visible.  This vehicle is extremely well organized, and again, very comfortable for the whole family.  I took some pictures of the van's interior, but they didn't turn out nearly as well as the pictures on Dodge's website, so I'm not posting them!

    Dodge targeted moms with this campaign, but I would also suggest another target audience - real estate agents.  This van is perfect for driving clients around town.  You can fit seven people very comfortably, you have GPS navigation to find your way around, and the two TVs can have two different movies or video games playing at once to keep the kids happy.  With all the technology and features, this van could easily be an office on wheels.  And even the pickiest client would be happy to go house hunting in this van.  In short, Dodge's 2008 Grand Caravan is the perfect real estate agent vehicle!

    The only complaint I can think of with this van is that there are too many features and buttons (not really a complaint, more of an observation!).  Most of the features were very user friendly and easy to use, but there were a few things I couldn't figure out.  I'm sure it was user error and in time, I would learn to use them (so Dodge, how about one more week with the van?  Or heck, how about a free year with it - I'll even write another post!).  Both of my kids loved it and didn't want to give it back.  My (almost 16-year old) daughter even asked if I would buy her a van like it.  Surprised at my somewhat spoiled teenager, I responded, "You'd want to drive a mom-mobile?  Your friends would make fun of you if you drove a minivan."  And she said, "Yeah they would, until they saw the inside.  Then they'd say, let's take Sara's van!"

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on November 7, 2007 | Permalink | Comments (4) | TrackBack

    Thursday, June 14, 2007

    AZ Real Estate Blogs & Bubble Bursters

    Arizona Republic Article About Valley Real Estate Bloggers Yesterday, the Arizona Republic did an article on Valley Real Estate Bloggers (at least that’s what the title was).  It was a little disappointing to read because it didn’t really have much to do with Valley Real Estate Bloggers.  In fact, BlogArizona.com was the only Arizona real estate blog mentioned.  While BlogArizona.com was the original Arizona real estate blog, there are many other great AZ real estate blogs that you couldn’t possibly miss if you were looking.  In fact, I even gave the AZ Republic reporter the names and URLs of at least 4 other Valley real estate blogs, yet none of them were mentioned in the article.  I mentioned Jay Thompson's blog, Bloodhound Blog, AZMortgageGuru and of course, my husband’s blog, the original Home Inspection Blog!

    The article did mention some Valley bubble bursting blogs, if you consider those to be real estate blogs.  These are the bloggers who cheer for decreasing home values and hope for a total collapse of the real estate market.  They wish hateful things on all who own real estate - investors and average homeowners alike.  I believe some of them have more of a political agenda, some have a business motive to hate real estate, while others are just bitter renters who were priced out of the market during the last boom.  Regardless of the motives, the amount of hate you find on these ‘bubble burster’ blogs is just WRONG, and it makes me question everything they post.  While some of the facts they tout may indeed be true, it’s hard to give any credibility to someone that’s hoping the real estate market will crash so that all property owners will be financially hurt.  Normal people do NOT think this way.

    As soon as I spoke with Glenn Creno, I suspected the article would focus on these bubble blogs.  He asked me several questions about them, and he was really curious why they were so hateful and what kind of person could seriously root for a collapse of the housing market.  So Jay, Greg, et al, don’t be offended your blogs weren’t mentioned -somehow I don’t imagine you’re losing sleep over it :).  You didn’t fit his agenda.  In fact, if anybody should be bothered by this article, it’s me.  BlogArizona was listed just beneath the Housing Panic blog, under the heading, “Critical of the Market”.  But at least the ‘chatter’ on BlogArizona.com “is more subdued” than the Housing Panic blog.

    Seriously, there are more important things in the world to worry about than some Arizona Republic article.  As one of the comments on azcentral.com reminded me, Paris Hilton’s in jail.  I have to go watch the news and see how unfairly she was treated today!

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on June 14, 2007 | Permalink | Comments (2) | TrackBack

    Wednesday, April 25, 2007

    HouseFront Offers Home Values by Text Message

    Move over Zillow... HouseFront.com offers a new AVM you can easily take with you!

    If you have a cell phone with text messaging, you can text the address of any U.S. home to 46873 (HOUSE).  Within a minute or so, you'll receive a text message with all kinds of information about that home, including:

    • Property Owner's Name
    • Estimated Value Range
    • Number of Bedrooms
    • Number of Baths
    • Total Square Footage
    • Year Built
    • Lot Size
    • Last Sold Date & Price
    • 1 year Area Trends including Appreciation Rate, Average Sale Price & Price per Square Foot

    The information you actually get may be different based on the area where the house is located (it depends on availability of public record information).  But this is a great tool for when you're out looking at houses.  Perhaps you see an interesting property for sale that wasn't on MLS and you or your clients want to know more about it.  You can call the number on the 'For Sale' sign, which usually results in a voice mail and is not helpful.  Or you can use your cell phone and HouseFront.com to find out the square footage and other information immediately, without viewing the home or the MLS sheet.  Even without the list price, the square footage and other data provided by HouseFront can help you determine whether or not that property is a possibility worth following up on.  I would guess that HouseFront.com will be offering 'for sale listings' similar to Zillow, so perhaps the list price will also be provided in the text message if the homes is for sale.

    Many of us have cell phones or PDA's with internet access these days.  But with such a small screen and slow load time, most websites are pretty useless to mobile users.  Even with higher broadband speeds, I rarely use the internet on my Treo unless I need directions while I'm away from home.  Or if I have a really long wait somewhere, I may use it to watch the news or look at the stock market.

    But text messaging gets used by many.  In fact, I read an interesting statistic about the number of adults who use text messaging - I can't remember the exact numbers, but it was a staggering percentage and the article said that adults, NOT teenagers, are the fastest growing demographic when it comes to text messaging.  I always thought texting was more of a teenage fad (it is in my house anyway - my kids literally text thousands of messages per month to their friends - I don't even know how they type so fast on the cell phone keypad!  I just thank God for unlimited text messaging plans!).

    But like Zillow.com, the real test of how useful HouseFront.com will be is accuracy.  I did a test of my old house in Gilbert, AZ and it seems pretty accurate.  I expected it to give me the same values as Zillow since they both rely on public records data.  However, I was surprised to see that HouseFront.com came up with a lower, closer to reality value than Zillow did.  I also tested my current home in Mesa, which is 4301 square feet, but public records shows it as 2939 square feet (they didn't assess the basement square footage for some reason).  Because of the incorrect square footage, Zillow's Zestimate is incorrect by approximately $150,000.  HouseFront.com also has the incorrect square footage, number of bathrooms and bedrooms.  Yet, somehow it still came up with a closer to realistic value range.  It was higher than I think my home is worth, but closer than Zillow.  I then tested a few homes that don't even come up in Zillow, and HouseFront.com gave me value ranges very close to what I came up with based on MLS comps.  I'll have to play with it a little more before I can say for sure that it's more or less accurate than Zillow.  And of course, no AVM will ever be able to replace a Comparative Market Analysis provided by a real person (i.e. your friendly neighborhood Realtor®!).

    Most people thought Zillow was pretty cool when it came out, and if it was accurate, I agree that it would be pretty cool.  But Zillow's Maricopa County "Zestimates" are usually not accurate in my opinion.  In fact, I believe Maricopa County Zestimates are significantly inaccurate more often than not.  I believe this is because they get their information from public records.  The Maricopa County Assessor's Office has a several month delay in recording real estate sales, which is troublesome since you should never use a comp that's more than 3 months old when determining the price of a home.

    For more information, here are some other BlogArizona articles related to Zillow and AVM's:

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on April 25, 2007 | Permalink | Comments (5) | TrackBack

    Wednesday, April 18, 2007

    Zillow vs. Arizona Board of Appraisal

    The blogosphere is buzzing this week with stories of the two Cease and Desist letters that Arizona's Board of Appraisal sent to Zillow.  Apparently, the Arizona Board of Appraisal is accusing Zillow of offering 'appraisals' in Arizona without the proper licensing. 

    To me, this sounds like something they could resolve by simply tweeking the verbage and/or more prominently displaying their Disclaimer and definition of Zestimate.  If it's about confused consumers that think Zestimates are appraisals, obvious disclosure that Zestimates are NOT appraisals should suffice.  Personally, I think Zillow could be more accurate and I think they should re-assess their accuracy rating (perhaps break it down by area since Zestimates for some geographical areas may be more accurate than for other areas).  For example, I don't think Maricopa County Zesitmates are particularly accurate - Zillow has consistently and severely overpriced the Arizona homes that I've checked.  But I think consumers, not the Arizona Board of Appraisal should be the ones to demand changes to Zillow.  And if it's really about the consumer, I think the Arizona Board of Appraisal will find a simple yet reasonable compromise to allow Zillow to continue offering Arizona Zestimates.  But many are claiming that Zillow is being treated unfairly simply because of their success.  Many other websites also offer home value estimates, as do many Arizona real estate agents and brokers (CMA's).  Yet the Arizona Board of Appraisal has not sent Cease and Desist letters to any of them.

    However, it's important to note that A.R.S. 32-3602 (1) specifically states that licensed Arizona real estate agents and brokers do NOT need an appraisor's license to offer:

    "an opinion as to the price of real estate for the purpose of prospective listing or sale if this opinion is not referred to as an appraisal".

    In other words, Arizona law allows real estate agents and brokers to give CMA's and Opinions of Value without an appraisor's license.  There are also several other exceptions to the Arizona law requiring real estate appraisors to be licensed.

    When Zillow was first launched, it was rumored that Zillow's CEO Rich Barton wanted to transform the way people buy and sell real estate, much like Expedia.com (also founded by Rich Barton) transformed the way we buy airline tickets.  To take it a step further, many thought Barton's plan for Zillow was to eliminate real estate agents (and their commissions) the way that Expedia.com pretty much eliminated travel agents.

    Perhaps now Mr. Barton and Zillow will be interviewing Arizona real estate brokers to be on the Zillow staff, so that they can continue to offer Zestimates "appraisals" in Arizona!

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on April 18, 2007 | Permalink | Comments (1) | TrackBack

    Friday, April 13, 2007

    BlogArizona.com Welcomes the Arizona Mortgage Guru!

    Those who read BlogArizona.com regularly have probably noticed that I myself have been a blog mute over the past few months!  To the many people who read BlogArizona.com each day, I sincerely apologize for my absence.  Of course, there's no excuse to neglect your blog :)   But I will say (in my defense and in defense of the AZ real estate market in general) that I've been crazy busy lately!  No matter what the newspaper or other media may say, BUYERS ARE BACK TO THE ARIZONA REAL ESTATE MARKET!  That's why I haven't blogged lately!

    Now that we've established that the Arizona "real estate bubble" is still not bursting, I want to welcome Shailesh Ghimire to BlogArizona.com.  Shailesh is the Arizona Mortgage Guru and a local Home Loan Expert.  Shailesh and his wife Aimee are a team at CTX Mortgage, serving the Greater Phoenix area.

    If you've read Shailesh's first BlogArizona post or visited his blog, I think you'll agree that Shailesh will make a great addition to BlogArizona.com.  I have no doubt that his posts will add interesting and current content that BlogArizona readers will enjoy.

    I also want to say that while I haven't posted much lately, I have been working on some new upgrades/features for BlogArizona. These improvements will be added over time, and that's all I'm saying so you'll have to keep checking back to find out what they are!  BlogArizona.com is also looking to add new Contributors.  Here's more information if you or someone you know is interested.

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on April 13, 2007 | Permalink | Comments (2) | TrackBack

    Wednesday, August 30, 2006

    BlogArizona.com Among Top Real Estate Blogs

    BiggerPockets.com recently put together a list of the Top 35 Real Estate Blogs, and of course, BlogArizona.com was on the list!  BiggerPockets.com considered real estate blogs for their Top 35 list based on several factors including frequency of updates, as well as how unique, timely and relevant the blog's content is.

    Considering the thousands of real estate blogs that are out there, BlogArizona.com considers this an honor!  But being named as a top real estate blog is not new to BlogArizona.com.  Not only was BlogArizona.com one of the first real estate blogs in Arizona, but it has consistently been listed among the top blogs and real estate sites.  So whether your buying, building, selling, renting or just want to learn a little about Arizona, be sure to come back to BlogArizona.com regularly!

    Posted by BlogMaster on August 30, 2006 | Permalink | Comments (3) | TrackBack

    Wednesday, August 16, 2006

    Real Estate Professionals Get Scammed Too

    Unfortunately, the public is not surprised when they hear a story about someone getting scammed in a real estate deal.  In many cases, I'm ashamed to say, a dishonest real estate agent is involved.  But lately, I have also seen many instances where the real estate professional is the one being scammed.  For example, not too long ago in Arizona and New Mexico, there was somebody claiming to be associated with the rock band Lynyrd Skynyrd.  Apparently, he wanted to buy several very expensive houses.  He was asking real estate agents to arrange and pay for hotels and pay for meals while they put contracts together.  He put several houses under contract but never went through with the deals.  The Arizona Department of Real Estate put out this April 19th Bulletin on it.  It cost not only the real estate agents' time and money, but it damaged several sellers who wasted time (and time is money, especially in real estate!) taking their homes off the market for no reason.

    I also regularly receive real estate agent specific solicitations from businesses trying to scam me into buying this or that.  I don't mean advertisements, I mean the kind of solicitation that attempts to "trick you" into buying something without really letting you know what you are agreeing to.  But until now, I had not heard of any scams that singled out home inspectors.  Below is an email that my home inspection company, Homewerx Home Inspections, recently received from someone that I consider to be among the dumbest con artists around.  For your amusement, I copied and pasted the email below:

    "Hello,

          I have  client who wants to purchase a house in mesa,Arizona.I want the services of your company to inspect 9 houses for my client before making a final choice on which one to buy.He will be paying for the inspection of the 9 houses.I'm a real estate sales representative in london.My client has seen some houses he would want your company to inspect before making a choice of which one to buy.I hope i can count on the services of your company.The 9 houses are above 3001 to 3500 Square feet each with a swimming pool.He has also promised to pay for your flight ticket if need be.My client will be making his payment using Home equity line of credit account no other mode of payment is accepted by him.
        Get back to me as soon as possible with the cost of services for the 9 houses and your full details of your home equity line of credit account to enable him make the payment into your account.Like i said ealier no other mode of payment is acceptable by my client for security reasons.
         I need your home equity line of credit account details / heloc details to enable my client make the payment.Thanks for your trust and understanding.I hope to get the best services  from your company.My cell phone number is below feel free to call me at your disposal for any clearification or you send me an email.Thanks and God bless.

            Gerry Smith
            +447024029861
    "

    So, let me analyze this.  I got an email from some guy I don't know, who can't write, that wants me to send him my home equity line of credit account number.  And the only phone number given is in Europe.  Well, I don't want to waste my money on a long distance call so I'll just forward him all of my account details by email...NOT!

    Okay "Gerry", put the crack pipe down for a minute.  Does "Gerry" really expect people to 1) believe someone this stupid has the money to buy 9 houses, and 2) email him their home equity line account numbers?  And how hard up for business would someone have to be to even consider this?  First of all "Gerry", my company accepts cash, check, money order, VISA or MasterCard.  That's it.  For an additional fee, we will gladly bill escrow for most clients, but not for "Gerry"!   I consider our payment options to be pretty flexible, but no HELOC option - sorry!  And assuming I had one, I would never allow any Client to transfer money into or out of my personal home equity account (HELOC).  Besides the obvious stupidity of giving out the account number, it would be co-mingling business and personal funds, which is not how my company or any other legitimate company operates.  Sorry "Gerry"!

    So the moral of the story here is never trust anything you receive by email.  In a normal day, I receive several hundred emails, and my spam filter deletes several hundred more.  Most of the ones that do get through to me are deleted without being opened.  Because of virus and spyware risks, I don't open emails unless they are from someone I know.  Remember, scam artists are everywhere, especially in your email inbox!

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on August 16, 2006 | Permalink | Comments (1) | TrackBack

    Monday, August 07, 2006

    Small Business Links & Resources for Entrepreneurs

    The last few weeks have been truly crazy so I haven't had much time to blog.  Crazy means busy, and that's a good thing in business but bad for blogging!  The real estate market in my area is becoming much more normalized and is fairly busy, as it should be in August.

    I have noticed that BlogArizona.com has seen more traffic from small business related searches than normal.  So here is a link to a great blog I found with a wealth of small business resources: WorkHappy.net.  It has reviews on a variety of the "killerest" products and services for entrepreneurs.  Most of the reviews focus on software and technology type products and services, but you can also find information on invoicing software and services, productivity software, etc.  This site also has great links to all kinds of business and marketing information called "Happy Links".  Enjoy!

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on August 7, 2006 | Permalink | Comments (2) | TrackBack

    Monday, July 03, 2006

    Another New Real Estate Website - Trulia.com

    Here is part of an email I recently received from Kelly Roark, the Vice President of Industry Development at Trulia.com.  I've been getting alot of these emails lately from Zillow.com and other new real estate websites, I think because they want me to blog about their website.  Instead of posting my opinion, I will let the BlogArizona readers decide what they think of Trulia.com.  The letter is long so I will only post part of it.  Here is an excerpt from the email:

    "Since we opened our online door in September 2005, we've been working hard to build a great search tool for home buyers, real estate agents, brokers and home sellers. Our goal is to simplify the search process over multiple property Web sites from the time consumers turn on their computers, and then quickly point them to the richest source of property information on the listing brokers’ Web sitesà the people who’ve often sat at a home seller’s coffee table and can provide the most accurate information on a property. Check out the latest at www.Trulia.com ...".

    I've looked at Trulia.com and formed my opinion.  Now I'm curious about what Blogarizona.com readers think.  So whether you're a home buyer, seller, real estate professional, homeowner or just a blogger who is bored, leave a comment and let me know your opinion of Trulia.com! 

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on July 3, 2006 | Permalink | Comments (1) | TrackBack

    Tuesday, April 18, 2006

    Mesa Adds Several New Traffic Cameras

    The City of Mesa is adding several new traffic cameras in an effort to catch red-light runners.  The total number of red-light cameras will increase from from 13 to 30.  Here are all 30 Mesa locations that will have red-light cameras:

    • Power Rd. & Broadway
    • Power Rd. & Baseline Rd.
    • Power Rd. & McKellips
    • Power Rd. & Main
    • Power Rd. & Hampton Ave.
    • Power Rd. & Southern Ave.
    • Higley Rd. & Southern Ave.
    • Higley Rd. & McKellips
    • Higley Rd. & Brown Rd.
    • Val Vista Dr. & Southern Ave.
    • Gilbert Rd. & Southern Ave.
    • Country Club Dr. & Southern Ave.
    • Dobson & Southern Ave.
    • Alma School & Southern Ave.
    • Stapley Rd. & Southern Ave.
    • Mesa Dr. & Southern Ave.
    • University Dr. & Stapley Rd.
    • Gilbert Rd. & McKellips
    • Ellsworth & Baseline
    • University Dr. & Country Club Dr.
    • University Dr. & Lindsay Rd.
    • Mesa Dr. & Broadway
    • University Dr. & Mesa Dr.
    • Stapley & Main St.
    • Alma School & Guadalupe
    • Gilbert Rd. & Baseline
    • Greenfield & Main St.
    • Mesa Dr. & Brown Rd.
    • Broadway Rd. & Stapley
    • Broadway Rd. & Dobson

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®-Investor

    Great American Realty, Inc.

    Cell: (480) 695-6672
    Email me

    Posted by Shannon Hubbard, Arizona Real Estate Agent on April 18, 2006 | Permalink | Comments (0) | TrackBack

    Wednesday, April 05, 2006

    Real Estate Professionals & Small Business Owners - Can You Afford to Print in Color?

    For the past ten years, the copier industry has made an incredible metamorphosis as technology has changed.  Just as cell phones have made the change from analog to digital, so has technology within the copier industry.  Now office documents can be printed directly to the copier, while still reducing the overall operating costs of the company.  Within the next three years, all major copier manufacturers will only be producing copiers that print in both color and black/white.  No longer will your company be able to buy a brand new black and white copier.

    Currently, many office decision-makers are replacing their old black/white copiers with new systems that can print/copy/scan in color.  Not only is the quality better than the color laser printers, but the new color systems are more cost effective.  Markets such as Real Estate and Graphic Design have already seen the benefits of using color copiers.  However, many small businesses have also benefited from systems that can print, copy and scan in color.  This functionality allows the end user to produce vibrant color marketing brochures, color catalogs or simply color scan information to their clients.

    The average cost per page printing from a color laser printer is $0.30 based on a 5% toner yield.  Most color documents produced are between 10% and 30% toner yield.  However, the cost per page on most new color copiers is between $0.10 and $0.12 per page, regardless of how much toner is utilized.  Recently, I saved a Tempe graphics company over $1,200.00 per month by replacing their two color laser printers with a new color copier.  Not only was the new color system faster, but they also benefited from several features that did not exist on their previous color printers.  As you can see, the benefits of this new technology makes it very affordable for the majority of the business community.

    Contributed By: Steve Duffy
    Formerly a Document Management Consultant

    with Hughes-Calihan
    Phoenix, AZ

    Posted by Steve Duffy on April 5, 2006 | Permalink | Comments (0) | TrackBack

    Sunday, March 05, 2006

    Arizona Traffic School is Educational, But Not Fun!

    I recently had the privilege of attending Arizona Traffic School.  I say it was a privilege because by going to the school, my ticket will be dismissed, I will not get any points on my license and my insurance company will not raise my rates (at least not because of my ticket!).  Another bonus, I only paid $135 for Traffic School, which is considerably less than my ticket would have been.  But you can only go to Traffic School every 2 years.

    While it was a pretty long and boring day, I actually learned quite a bit (you might even say that I am now a recovering speeder!).  I learned more than just where all the red-light/speed cameras in Mesa are located (there are 13 total, soon to be increased to 43, and there are 4 cameras on Country Club alone!).  I also learned that the Valley is a dangerous place to drive!  In fact, according to the Insurance Institute for Highway Safety, three of the top four cities in the nation for red-light running collisions are located in Arizona:

    1. Phoenix
    2. Memphis, TN
    3. Mesa
    4. Tucson

    Phoenix has more than twice as many red-light running collisions as #2 Memphis.  That's scary!  Phoenix is also #1 in the nation for fatalities at railroad crossings, perhaps because we have the most dangerous railroad crossing in the entire nation.  It's the one at the 3-way intersection of 19th Ave., McDowell & Grand Avenue.

    According to the Arizona Department of Transportation (ADOT), the five most dangerous intersections in Phoenix are:

    1. 19th Ave. & Indian School Rd.
    2. 7th St. & McDowell Rd.
    3. 19th Ave. & Camelback Rd.
    4. 51st Ave. & Thomas Rd.
    5. 67th Ave. & Indian School Rd.

    According to ADOT, the five most dangerous intersections in Mesa are:

    1. Country Club Dr. & Southern Ave.
    2. Gilbert Rd. & University Dr.
    3. Broadway & Mesa Dr.
    4. Broadway & Dobson
    5. US60 & Val Vista

    One of the other scary statistics I learned is that an estimated 46% of Arizona drivers do not carry insurance.  It's probably even higher.  That's basically one out of every two cars on the road.  You don't want to get hit by someone without insurance, but you don't want to get hit by someone with insurance either.  Even those who carry the Arizona required minimum insurance only have $15,000 per person or $30,000 per accident in coverage, plus $10,000 in property damage coverage.  Although $10,000 will not replace most cars on the road, that's what Arizona law requires.  And $15,000 won't pay very many medical bills either.  In a bad accident, $15,000 might buy you a ride to the hospital and one day in intensive care.  So if you have assets or even if you don't, be sure you have insurance coverage for uninsured and under-insured motorists.

    The other really sobering fact I learned is that 4 out of 5 child safety seats are incorrectly installed.  That's a bunch of kids that are not properly protected for no good reason.  Fire Departments have free classes and will usually even have somebody to help you check your car seat.  Mesa, Chandler, Gilbert & Scottsdale Fire Departments all have full time people to help.  If you cannot afford a car seat, the Fire Department will help you get one so there is no excuse.  Arizona requires children under 5 years old to be in a 5-point harness (I think there might be an exception if your child is over a certain weight, but I'm not sure).  There is also a new phone # you can call either to get a car seat, or to report someone else for driving around without their kid in a car seat.  The number is 1-800-505-BABY.

    If you live or drive in Tempe, you should be aware that people are getting speeding tickets in school zones at night.  Yes, the speed limit signs in those school zones apparently read "when school is in session" instead of giving specific hours for lower speeds like many cities do.  So even night school counts.

    Here's something else pretty crazy.  When you come from another state, you don't even have to take a test to get an Arizona drivers license anymore.  And your Arizona license will be good until your 65th birthday!  Of course, you will have to go get a new picture and (I think) an eye test every 12 years!

    Here's the moral of the story (you knew there had to be one!).  All of us, myself included, can make the roads a safer place with a little effort.  We just need to slow down, stop at red lights and pay a little more attention to driving, and a little less attention to our cell phones!

    Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
    Realtor®