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Arizona Real Estate Blog Archives: November 2007

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Thursday, November 15, 2007

Is Your AZ Realtor® a CRS, SRES, ABR, GRI, ALC or CIPS?

November is Realtor® Designation Awareness Month... I know, I know - as if anybody really cares!  But I have actually received emails in the past from home buyers and sellers who've asked me, "What does the ABR after a REALTOR's name mean?".  So I thought it might be interesting to blog about the different designations and certifications Realtors® can earn.

There are many different designations and certifications awarded by the National Association of Realtors® (NAR) and its nine affiliated Institutes, Societies and Councils.  Surprisingly, not all Realtor® designations and certifications are for Realtors® - some are for appraisers, brokerage managers and even office assistants.  Here's a summary:

The Arizona Association of Realtors® also recently introduced a program to earn the Certified Risk Management Specialist (CRMS) certification.

In addition to the national and local Realtor® associations, there are also other organizations that offer designations and/or certifications for real estate professionals.  For example, RealtyU.com offers the following designations:

Some real estate agents and brokers take Realtor® designations very seriously, and are determined to earn as many as possible.  Other real estate agents and brokers never earn any.  So, should you choose a Realtor® based on their designations and certifications?  It certainly doesn't hurt, but I wouldn't make a decision solely on their designations.  I've known many extremely knowledgable and experienced real estate agents with no designations at all.  On the other hand, I've known some very inexperienced agents with many certifications and designations.  Anybody can take a class and pass a test, but there are some tough and important lessons that can only be learned through experience.  So if you're impressed by your real estate agent's designations and certifications, be sure to look at what they actually mean.  Some designations and certifications are very easy to earn by simply paying a fee and taking a class/test, while others are only awarded to those with significant relevant experience.

Now that you understand the meaning of all those 'letters' after your real estate agent's name, I'm sure you'll sleep much better at night ... I know I will!

Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
Realtor®-Investor

Great American Realty, Inc.

Cell: (480) 695-6672
Email me

Posted by Shannon Hubbard, Arizona Real Estate Agent on November 15, 2007 | Permalink | Comments (0) | TrackBack

Friday, November 09, 2007

About Your Home's Drinking Water

Here are some interesting notes you may not know about water quality and your home's drinking water:

  • In 1970, a study concluded that about 360,000 Americans were drinking "dangerous" water.
  • The average person can survive for two months without food, but only a few days without water.
  • Concern over contaminated water is not new:
    • A Sanskrit manuscript from 2000 B.C. states:  "It is good to keep water in copper vessels, to expose it to sunlight, and filter it through charcoal"
  • By the mid-1800's, contaminated water in the U.S. had caused two cholera epidemics, and typhoid fever was one of the ten leading causes of death.
  • In 1908, chlorination was added to the water systems in the U.S.  This killed the typhoid and cholera germs, as well as improved the taste and smell of the water.
  • Later it was discovered that chlorine can interact with other elements in water to form carcinogenic compounds.

A Brief Survey of Federal Action

  • 1912 - Congress passes the Public Health Service Act, which authorized surveys and studies of water pollution.  Two years later, the first drinking water standards were put in effect listing safe levels of contaminants.
  • 1948 - Congress approves the Water Pollution Control Act.  It was later amended via the Clean Water Act of 1972.
  • 1972 - The Clean Water Act of 1972 contained comprehensive provisions for restoring and maintaining all bodies of surface water in the U.S.  For the first time, it also set limits on the amount of industrial effluents that could be discharged into surface waters.
  • Early 1970's - The Safe Drinking Water Act provided technical assistance, information, training and grants to states in maintaining clean water supplies.
  • 1986 - The Safe Drinking Water Act was amended for the regulation of key contaminants.
  • 1988 - Despite these efforts, the US Geological Survey in October of 1988 found groundwater contamination increasing in every state.
  • 1989 - EPA adopts rules aimed at eliminating microbes from public drinking water.

The Source Of Drinking Water.  The world contains 326 trillion gallons of water.  The amount doesn't change, only its form changes.  Half the drinking water in the U.S. is surface water (from rivers and streams).  The other half is groundwater.  These reserves of water under the surface of the earth are known as aquifers.

How Water Becomes Contaminated...

Today, industry and agriculture use over 70,000 toxic chemicals.  About 1,000 more toxic chemicals are introduced each year.  Contamination of water by man commonly occurs when:

  • A water storage tank is defective
  • Hazardous waste landfills leak
  • Fertilizers and pesticides run off farmland into surface water or groundwater
  • Rainwater causes surface run-off from overflowing storm sewers, oil-slicked or salt-treated highways, and chemical spills
  • When septic tanks leak

There are four major categories of contaminants

  1. Microbiological Contaminants
  2. Inorganic Chemicals
  3. Organic Chemicals
  4. Radionuclides

The higher the concentration of the contaminant, the greater health risk it posses.  Age will affect one's susceptibility to a contaminate, and so will the amount of water you drink (children drink twice the amount of water per body weight as do adults, indoor people drink more water, etc).  The EPA set two standards for water.  The more important one is the "primary drinking water standards", which consists of enforceable maximum contaminant levels (MCL) set by the EPA for all contaminants which are considered harmful.  The less important "secondary drinking water standards" are for aesthetic reasons such as color, smell and taste of water.  Secondary drinking water standards also measure Copper, Ph, Chloride (put in the water to kill bacteria), and Hardness (total dissolved solids, mainly magnesium & calcium, in the water).

Primary Drinking Water Standards:  How MCL's Are Measured.  Contaminants are measured in different ways:

  1. Bacteria is measured in total coliforms in parts per milliliter
  2. Organic and Inorganics are measured in parts per million (ppm), per billion (ppb), milligrams per liter (mg/l) or micrograms per liter (ug/l)
  3. Radionuclides (radioactive atoms) are measured in Picocuries per liter (pCi/l) - one-trillionth of a curie

MICROBIOLOGICAL CONTAMINANTS.  Bacteria is responsible for more deaths than any other contaminant in water.  Most bacteria are not harmful.  The harmful bacteria are called pathogens: 

  • Salmonella, Vibrio Cholera, Shigella, Pathogenic E.Coli, Yesinia and Edwardsiella
  • Protozoa Parasites - Giardia lamblia
  • Viruses survive longer than bacteria and are more resistant to chlorination.  Some well known viruses are polio and hepatitis.

INORGANIC CHEMICALS include minerals such as mercury, silver and zinc that do not have a structure or characteristics of living organisms.  Lead is one of the most common and can leach into water from lead pipes or lead solder.  Nitrates in fertilizers can run off into surface or ground water.

  1. Arsenic - from rocks, pesticide runoff, shellfish decay, industrial waste, smelter operations
  2. Barium - leaches from metal plating operations & industrial waste
  3. Cadmium - leaches from pipes into water, soft water corrodes and quickens this process
  4. Chromium - comes from rocks, mining and smelter operations
  5. Fluoride - present in most soils and groundwater - added to many water systems - the more fluoride, the greater the discoloration.  Downside to fluoridating water is discolored teeth or dental fluorosis
  6. Lead - one of the major and most dangerous contaminants of water
  7. Nitrates - main source are nitrogen fertilizers and manure fields - If you have a well, the deeper it is and the farther away from the septic field, the lower the level of nitrates will be found
  8. Selenium - a natural chemical found in soil - more common in groundwater than surface water
  9. Silver - found naturally in the earth - high concentration around mining operations

ORGANIC COMPOUNDS.  In the early 1980's, the EPA sponsored the Groundwater Supply Survey (GWSS) to determine the dimensions of the problem of groundwater contamination in the U.S.  All fifty states were surveyed and tested for 34 volatile organics.  The study concluded that if you live near a dump site, in a community of more than 10,000 people, your chances of having organic contaminated water are higher than if you live in the country.

  • Benzene is an additive in gasoline and a by-product of oil refining, which gets into groundwater from leaking tanks.
  • Carbon Tetrachloride (CTC) is used in many cleaning agents and solvents.  CTC is also found in industrial waste from manufacture of coolants, and in grain fumigants.
  • Trichloroethylene (TCE) is found in the waste from the disposal of dry cleaning materials.  It's also found in many household products such as spot removers, rug cleaners and air fresheners.  Because it's so widely used, it's the synthetic organic substance found most often in groundwater.  TCE is a possible carcinogen with a recommended level of ZERO.

RADIONUCLIDE.  Radon is the most frequent in this class.  Radon is the decay product of radium 226, which is the decay product of uranium.

How Safe Is Your Water?  If you are one of 40 million people with a private well, your water is not regulated and you, for the most part, are responsible for it.  You should test it regularly.  If your home has city water, you should find out what contaminants your water is tested for.  To do your own water testing, you can ask for a recommendation to a local laboratory or call a Home Inspector!

Water Treatment & Filtration

  • Filtration is primarily used for keeping the particles and bacteria in the water from reaching you - two basic filters, depth and screen.
  • Activated Carbon Filtration uses granular, powdered and coated paper filters.  Given enough time, activated carbon filters can remove many organic substances.
  • Reverse Osmosis (RO) can reduce virtually all contaminants found in water; bacteria, most giardia lamblia, some viruses, organics, inorganics and particulates.

For more information about water in Arizona, contact the Arizona Department of Environmental Quality (ADEQ) or the Arizona Department of Water Resources.

Martin Spilo, Arizona Realtor with Gateway Properties in Phoenix, AZ      
Contributed By: Martin Spilo
Realtor®
Gateway Properties
2430 W. Red Range Way
Phoenix, AZ  85085
Business: (623) 363-5685
Website
Email me

Posted by Martin Spilo on November 9, 2007 | Permalink | Comments (0) | TrackBack

Wednesday, November 07, 2007

AZ Real Estate Blog has its Perks!

Okay, I'll tell you up front that this post has absolutely nothing to do with Arizona or real estate.  And in 2008 Dodge Grand Caravan - click to view more pictures!the spirit of full disclosure, I was asked to write this post but it's all my opinion and I was not paid.  Well...I did get the free use of a $40,000+ vehicle for a week!

Dodge and Matchstick are doing a 'word of mouth' marketing campaign for the 2008 Dodge Grand Caravan.  They selected fifty "influential moms" in the Phoenix area to test drive a fully loaded 2008 Dodge Grand Caravan for a week (and I mean FULLY loaded!).  I'm not sure how I qualified as an "influential mom" when my own kids won't even listen to me.  But for a free tank of gas and the opportunity to put a week's worth of mileage on someone else's vehicle, I'll let Dodge think whatever they want!

So they brought me a brand new, fully loaded 2008 Dodge Grand Caravan all gassed up and ready to go.  It had just under 500 miles on it when delivered (luckily it was past the break-in period so I could really test drive it!).  I got to keep it for a week, and they encouraged me to drive it as much as possible.  They even said I could let other people take it for a day or so (as long as they were 21 years old with a valid AZ driver's license).  It was fully insured by Dodge's insurance, not mine.  They showed me how to use all the features and gave me a list of phone numbers to call in case I had any questions or problems (of course it came complete with roadside assistance).  They even left me a camera to take pictures of my adventures, and a list of games for kids to play in the car!  All they asked is that I write a blog post about my experience afterwards.  As a business owner myself, I have to give Dodge a great deal of credit.  Asking me to write about my experience before they knew whether it was a good or bad experience was pretty gutsy.  They're obviously very confident they have a great product.

And why wouldn't they be confident.  This van has everything you can think of.  It has all the usual goodies - AM/FM stereo with CD, cruise control, tilt wheel, 3-zone AC/heater, alarm with door remote.  And of course it has power everything - you can even open the back (hatchback) door and two side sliding doors with the alarm remote, or by using buttons located inside the van.  You can also use the remote to start the van from a distance, to get it warmed up or cooled off ahead of time.  From the driver's seat, I have complete control over every door, every window and basically every feature in the van.  It has an awesome sound system, satellite radio, satellite TV, GPS navigation with voice recognition, two DVD/CD players and two TVs (both with video game hookups and wireless headsets), rear back-up video camera, a touch screen console, and my teenager's favorite feature - it's IPOD compatible! (complete with USB port for downloading music and pictures to the vehicle's 20GB hard drive).  There are music controls on the side of the steering wheel, which makes it easy to change the song or turn up the volume without taking your eyes off the road.  The power seats adjust in every way possible. It has sliding doors on both sides, which is much more convenient than the traditional vans that just have a sliding door on one side.  It even has good drink holders!  One feature that I hadn't seen before which is pretty cool is the power adjustable foot pedals.  That's right, not only can you adjust the seat, but if you have longer or shorter legs than usual, you can move the foot pedals back or forward to allow total comfort while driving.

And speaking of driving, this van drives great.  Of course, most new vehicles drive great.  But this van doesn't feel like a van at all.  It handles like a much sportier vehicle.  It corners well and has more than adequate get-up-n-go.  In fact, my husband and I bet on the engine size.  I said it must have a V8 as quick as it is, but he said it probably has a V6.  I lost that bet - it's a very fast V6.  I can't really comment on the gas mileage since I drove it like I stole it (just kidding Dodge!).  Actually, I don't know how big the gas tank is, but the computer readout on the dashboard said I was averaging 14.2 miles per gallon.  This van also has a very nice turning radius.  It's very easy to park even in somewhat tight spaces, and it can make a U-turn just about anywhere.  I really enjoyed driving it.

But anybody who wants to impress me with a car definitely has their work cut out for them.  Since I spend quite a bit of time in my car, I'm accustomed to driving some pretty decent vehicles.  To be fair to Dodge, I should give a little background information about the vehicles to which I was comparing this van.  I currently drive a newer model Lexus SUV, and sometimes I drive my company's Hummer for business purposes.  My last car was a new BMW 528i.  Before that I had a lightly used BMW 525i.  Before that, I had a lightly used Nissan Maxima.  Not only do I generally buy foreign cars, but I've also never really considered myself a minivan type person (although I would consider a van, and I did drive a Toyota minivan several years ago).  My husband, on the other hand, has always driven a truck and Dodge is his favorite.  We've owned several Chevrolets and Dodges, and the Dodge trucks we've owned have always been more comfortable and more reliable than Chevrolet trucks.

But the new Dodge Grand Caravan takes comfort to a totally different level.  In fact, if I had to summarize the Dodge Grand Caravan in 2 words, they would be: comfortable and functional.  It's not just the features that make this van great, but the way in which they're organized.  It has two captain's chairs in the middle row, and a 3-seat bench in the back (all leather and power, of course).  The middle and back row seats can be re-arranged in every which way possible.  You can turn them towards each other and put a table (included) in between (so it's kind of like sitting in a booth in back).  You can fold & stow away the third row of seats, or I think you can even take them out altogether to haul stuff (but I didn't try).  You can even reverse the third row seat so that it faces backward for tail-gating.  There are lights and AC vents for each passenger, so everybody can get comfortable.  There are even several regular 110V outlets like in your house.  So the teenage daughter can finish curling her hair on the way if you're running late!  Each window has a sunscreen that you can pull up to block the sun (very necessary in Arizona - my kids loved that feature).  When not in use, they retract back into the door where they aren't really visible.  This vehicle is extremely well organized, and again, very comfortable for the whole family.  I took some pictures of the van's interior, but they didn't turn out nearly as well as the pictures on Dodge's website, so I'm not posting them!

Dodge targeted moms with this campaign, but I would also suggest another target audience - real estate agents.  This van is perfect for driving clients around town.  You can fit seven people very comfortably, you have GPS navigation to find your way around, and the two TVs can have two different movies or video games playing at once to keep the kids happy.  With all the technology and features, this van could easily be an office on wheels.  And even the pickiest client would be happy to go house hunting in this van.  In short, Dodge's 2008 Grand Caravan is the perfect real estate agent vehicle!

The only complaint I can think of with this van is that there are too many features and buttons (not really a complaint, more of an observation!).  Most of the features were very user friendly and easy to use, but there were a few things I couldn't figure out.  I'm sure it was user error and in time, I would learn to use them (so Dodge, how about one more week with the van?  Or heck, how about a free year with it - I'll even write another post!).  Both of my kids loved it and didn't want to give it back.  My (almost 16-year old) daughter even asked if I would buy her a van like it.  Surprised at my somewhat spoiled teenager, I responded, "You'd want to drive a mom-mobile?  Your friends would make fun of you if you drove a minivan."  And she said, "Yeah they would, until they saw the inside.  Then they'd say, let's take Sara's van!"

Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
Realtor®-Investor

Great American Realty, Inc.

Cell: (480) 695-6672
Email me

Posted by Shannon Hubbard, Arizona Real Estate Agent on November 7, 2007 | Permalink | Comments (4) | TrackBack

Tuesday, November 06, 2007

Vote Yes on Prop 300 - Bring the Waveyard to Mesa!

Today is Special Election day around the Valley - various cities including Mesa, Gilbert and Queen CreekVote YES on Proposition 300 and bring the Waveyard to Mesa, AZ!!  are voting on different Propositions.  I just finished filling in my absentee ballot for Mesa's Proposition 300, which is the only question on Mesa's ballot.  I didn't get it done in time to mail it, so I have to drop it off at the polling place before 7:00PM tonight.

Mesa's Proposition 300 is about bringing the Waveyard to Mesa.  Most Mesa residents have probably seen the commercials or received mailings regarding the Waveyard by now.  If approved, the Waveyard will be a world class resort which emphasizes water sports.  It will be perfectly located in northwest Mesa, close to the airport, Phoenix and ASU.

Voters are being asked to approve the sale of Riverview golf course and four nearby softball fields, to the Waveyard developers.  The Waveyard developers would pay $30 million for the land - $10 million up front in cash and the remaining $20 million will be paid over 24 years, with interest, in the form of tax receipts from the property.  Additionally, Mesa would reimburse the Waveyard developers for up to $1.5 million in public infrastructure costs.

Earlier this year, I was invited to an informational event where Mesa city officials and the people behind Waveyard briefed the real estate community on what Waveyard is about.  It's not just another water park at all.  It's going to have a whitewater rafting river, a king size wave pool, a deep scuba lagoon and other sports venues.  The wave pool is not what you think of when you think of Big Surf or other Valley water parks.  This is a serious wave pool, with huge surf-able waves.

Vote YES on Proposition 300 and bring the Waveyard to Mesa!!Waveyard is expected to generate $5 million per year in revenue for the City of Mesa.  It will have areas you can go without paying admission, and will have an abundance of retail stores, a four-star hotel with an indoor water park, office space, fine dining and even residential properties.  But it's not just for young people - it will have something for all ages.  And it's not just for Arizona residents, it's expected to attract one to two million visitors per year.

Officially, everybody seems to be supporting the Waveyard.  I haven't really seen any organized opposition to Proposition 300, but there are people out there who are against it.  Here are some of the arguments I've heard against the Waveyard:

  1. Mesa has approved large projects like this in the past and the developers couldn't raise the money to complete the project.  Don't punish the Waveyard developers for what some other developer did in the past.  I assure you, the City of Mesa thoroughly checked out these developers and their finances.  There are also various financial protections built into the deal for the City of Mesa.
  2. Mesa shouldn't give away money in tax incentives to big developers.  The developers are doing Mesa a favor, not the other way around.  Mesa needs something to generate revenue and Mesa residents should feel fortunate for this opportunity.  Otherwise, the taxpayers will be asked to generate the millions in revenue Waveyard doesn't generate.  Also, Mesa did not take this deal lightly, and has protected itself.  Only 0.75% of Mesa's 1.75% sales tax will be used to repay the $20 million in principal and interest, so Waveyard will be generating revenue for Mesa as it repays the money.  And if the 0.75% is not enough to make the annual payment, the developers will have to make up the difference.  As I mentioned, Waveyard is expected to generate $5 million per year for Mesa city services such as police and fire.  The Waveyard will also create thousands of construction jobs, as well as thousands of permanent jobs.
  3. What about the golf course and softball fields that will be lost?  The softball fields will not be lost, they will just be relocated.  The golf course, on the other hand...well, does anybody really think there's a shortage of golf courses in the Valley?  Come on, now!
  4. It will cause too much traffic congestion.  You could say that about any development, but this project is being planned with traffic congestion in mind.  This area is really perfectly located for such an attraction.  It has great access to multiple freeways, and is already a heavily traveled area.  The developers of Waveyard are way ahead of the nay-sayers, and have already put a great deal of planning into the traffic aspect of this project.
  5. It will use too much water.  This is simply not true.  The Waveyard will use water from a currently untapped, on-site well.  Although it will take up much more space and generate much more revenue for the City of Mesa than the existing Riverview Golf Course, the Waveyard will actually use LESS water.  It will also use much less water than Tempe Town Lake.

As a city in financial crisis, Mesa NEEDS the Waveyard.  I personally can't see why any Mesa resident would vote no on Proposition 300.  VOTE YES ON PROPOSITION 300 and BRING THE WAVEYARD TO MESA!

11/7/06 UPDATE:  Looks like Mesa has approved the Waveyard!!  All three of Gilbert's propositions were also passed by Gilbert residents.  Here are the election results.

Visit Shannon Hubbard's Home Page     Written By: Shannon Hubbard
Realtor®-Investor

Great American Realty, Inc.

Cell: (480) 695-6672
Email me

Posted by Shannon Hubbard, Arizona Real Estate Agent on November 6, 2007 | Permalink | Comments (1) | TrackBack

       

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